Florida Commerce Credit score Union (FCCU) is a trusted monetary establishment devoted to serving to people and companies thrive in Florida and past. As a member-owned, not-for-profit credit score union, FCCU prioritizes the monetary well-being and success of its members. With a wealthy historical past spanning over 80 years, FCCU has constantly delivered distinctive monetary merchandise, providers, and customized steerage to its valued members.
At FCCU, our dedication to our members extends past conventional banking. We’re dedicated to empowering our members with monetary information, assets, and instruments to make knowledgeable selections and obtain their monetary objectives. Whether or not you are seeking to save for the long run, buy a house, or broaden what you are promoting, FCCU stands prepared to supply tailor-made options and knowledgeable recommendation that will help you succeed.
Let’s delve deeper into the distinctive choices and unwavering dedication to excellence that make FCCU the credit score union of selection for therefore many Floridians.
florida commerce credit score union
Uncover the advantages of banking with Florida Commerce Credit score Union, a trusted monetary accomplice devoted to your success.
- Member-owned, not-for-profit
- Over 80 years of expertise
- Distinctive monetary services and products
- Personalised steerage and recommendation
- Dedication to monetary well-being
- Empowering members with information and assets
- Tailor-made options for people and companies
- Unwavering dedication to member satisfaction
- Native presence with handy places
- Group-focused initiatives
Expertise the distinction with Florida Commerce Credit score Union and elevate your monetary journey right now.
Member-owned, not-for-profit
At Florida Commerce Credit score Union (FCCU), we function on a novel precept: we’re owned by our members, not by shareholders. This elementary distinction shapes our values, priorities, and the way in which we conduct enterprise.
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Member-driven selections:
FCCU is ruled by a volunteer Board of Administrators elected by our members. These devoted people be sure that our selections align with one of the best pursuits of our members, not the pursuits of exterior shareholders.
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Aggressive charges and charges:
As a not-for-profit establishment, FCCU is ready to supply aggressive charges on loans and favorable phrases on deposit accounts. Our focus is on offering worth and maximizing advantages for our members, quite than producing earnings for shareholders.
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Dedication to monetary well-being:
FCCU is dedicated to serving to our members obtain their monetary objectives. We provide a variety of monetary schooling assets, workshops, and customized steerage to empower our members to make knowledgeable monetary selections.
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Group focus:
FCCU actively helps the communities we serve by varied initiatives and partnerships. We imagine in giving again and making a constructive impression within the lives of our members and the broader neighborhood.
By being member-owned and not-for-profit, FCCU stays devoted to offering distinctive monetary providers, selling monetary well-being, and making a significant distinction within the lives of our members and the communities we serve.
Over 80 years of expertise
Florida Commerce Credit score Union (FCCU) has proudly served the monetary wants of people and companies in Florida and past for over 80 years. This exceptional longevity is a testomony to our unwavering dedication to our members, our dedication to excellence, and our capability to adapt and thrive in a always evolving monetary panorama.
Since our humble beginnings in 1936, FCCU has grown from a small credit score union serving just a few hundred members to a thriving monetary establishment with over $2 billion in property and a whole bunch of 1000’s of members. Nonetheless, regardless of our progress, we now have remained true to our core values and our mission to supply distinctive monetary providers and customized steerage to our members.
Our skilled workforce of monetary professionals, lots of whom have been with FCCU for many years, brings a wealth of data and experience to the desk. This deep understanding of our members’ wants and the intricacies of the monetary trade permits us to supply tailor-made options and knowledgeable recommendation to assist our members obtain their monetary objectives.
Over time, FCCU has weathered financial downturns, technological developments, and regulatory adjustments. By means of all of it, we now have remained a steadfast accomplice to our members, offering them with the monetary stability and assist they should navigate life’s challenges and pursue their goals.
With over 80 years of expertise, FCCU has earned a repute for excellence and trustworthiness. We’re proud to be the credit score union of selection for therefore many Floridians, and we look ahead to persevering with to serve our members for a few years to come back.
Distinctive monetary services and products
At Florida Commerce Credit score Union (FCCU), we take pleasure in providing a complete suite of monetary services and products designed to fulfill the varied wants of our members. We’re dedicated to offering revolutionary options that leverage the most recent know-how whereas sustaining a private contact.
Our product portfolio contains a variety of deposit accounts, akin to checking accounts, financial savings accounts, and cash market accounts, to assist members save and develop their cash. We additionally supply a wide range of mortgage choices, together with mortgages, auto loans, and private loans, to assist members finance their goals and navigate life’s surprising bills.
Along with conventional banking merchandise, FCCU gives specialised providers akin to monetary planning, funding providers, and enterprise banking options. Our workforce of skilled monetary advisors is devoted to serving to members create a customized monetary plan that aligns with their distinctive objectives and aspirations.
We perceive that comfort is paramount in right now’s fast-paced world. That is why we provide a wide range of handy banking choices, together with on-line banking, cell banking, and a community of ATMs throughout Florida. We even have a workforce of educated and pleasant customer support representatives out there 24/7 to help our members with any questions or points they might have.
At FCCU, we’re devoted to offering distinctive monetary services and products that empower our members to realize their monetary objectives and dwell their greatest lives.
Personalised steerage and recommendation
At Florida Commerce Credit score Union (FCCU), we imagine that everybody deserves customized steerage and recommendation in the case of their funds. Our workforce of skilled monetary professionals is devoted to offering tailor-made suggestions and options that align together with your distinctive objectives and circumstances.
Whether or not you are a first-time homebuyer, planning for retirement, or seeking to broaden what you are promoting, our monetary advisors will take the time to grasp your wants and aims. They’ll work carefully with you to develop a customized monetary plan that outlines a transparent path to reaching your objectives.
Our monetary advisors are consultants in varied monetary disciplines, together with budgeting, saving, investing, and borrowing. They keep up-to-date on the most recent monetary tendencies and merchandise to make sure that you obtain essentially the most related and knowledgeable recommendation.
We perceive that monetary issues might be advanced and overwhelming. That is why we try to make our recommendation simple to grasp and actionable. We clarify monetary ideas in a transparent and concise method, and we offer ongoing assist that will help you keep on observe and make knowledgeable monetary selections.
At FCCU, you are not only a quantity. You are a valued member of our neighborhood, and we’re dedicated to serving to you obtain your monetary goals.
Dedication to monetary well-being
At Florida Commerce Credit score Union (FCCU), we imagine that monetary well-being is crucial for a cheerful and fulfilling life. That is why we provide a variety of assets and applications to assist our members enhance their monetary literacy, make knowledgeable selections, and obtain their monetary objectives.
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Monetary schooling workshops and webinars:
FCCU gives a wide range of academic workshops and webinars on a variety of monetary subjects, together with budgeting, saving, investing, and credit score administration. These periods are designed to empower our members with the information and abilities they should take management of their funds.
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One-on-one monetary counseling:
Our skilled monetary counselors can be found to supply customized steerage and recommendation to members going through monetary challenges. They may help members create a finances, develop a debt compensation plan, and discover choices for enhancing their monetary scenario.
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Free monetary instruments and assets:
FCCU gives a wide range of free monetary instruments and assets to assist members handle their funds extra successfully. These instruments embrace budgeting calculators, financial savings calculators, and funding calculators.
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Group outreach applications:
FCCU actively participates in neighborhood outreach applications geared toward enhancing monetary literacy and selling monetary well-being. We accomplice with colleges, neighborhood organizations, and non-profit teams to supply monetary schooling workshops, seminars, and assets to underserved communities.
By means of these initiatives, FCCU is dedicated to empowering our members to take management of their monetary lives and obtain long-term monetary success.
Empowering members with information and assets
At Florida Commerce Credit score Union (FCCU), we imagine that monetary empowerment begins with information and entry to the precise assets. That is why we provide a variety of academic supplies, instruments, and assets to assist our members make knowledgeable monetary selections and obtain their monetary objectives.
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Monetary schooling heart:
FCCU’s monetary schooling heart is a complete on-line useful resource that gives members with entry to a wealth of monetary info, together with articles, movies, podcasts, and interactive instruments. Members can find out about a wide range of monetary subjects, together with budgeting, saving, investing, and credit score administration.
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Monetary calculators:
FCCU gives a wide range of free monetary calculators to assist members make knowledgeable monetary selections. These calculators may help members estimate their month-to-month mortgage funds, calculate their financial savings objectives, and evaluate totally different funding choices.
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Budgeting instruments:
FCCU gives members with entry to budgeting instruments and templates to assist them observe their revenue and bills, create a finances, and persist with it. These instruments may help members acquire management of their funds and make higher spending selections.
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Funding analysis instruments:
For members enthusiastic about investing, FCCU gives entry to funding analysis instruments and assets. These instruments may help members analysis totally different funding choices, evaluate efficiency, and make knowledgeable funding selections.
By offering our members with the information and assets they want, FCCU empowers them to take management of their monetary lives and obtain their monetary objectives.
Tailor-made options for people and companies
At Florida Commerce Credit score Union (FCCU), we perceive that each particular person and enterprise has distinctive monetary wants and objectives. That is why we provide a variety of tailor-made options to fulfill the precise necessities of our members.
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Private banking options:
FCCU gives a wide range of private banking options to assist people handle their funds and obtain their monetary objectives. These options embrace checking accounts, financial savings accounts, cash market accounts, and a wide range of mortgage choices, together with mortgages, auto loans, and private loans.
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Enterprise banking options:
FCCU gives a complete suite of enterprise banking options to assist companies of all sizes succeed. These options embrace enterprise checking accounts, enterprise financial savings accounts, enterprise loans, and specialised providers akin to service provider providers and distant deposit seize.
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Wealth administration providers:
For people and companies with extra advanced monetary wants, FCCU gives a variety of wealth administration providers. These providers embrace funding administration, retirement planning, and property planning. Our skilled wealth administration advisors may help members create a customized funding portfolio that aligns with their distinctive objectives and danger tolerance.
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Monetary planning providers:
FCCU’s monetary planning providers may help people and companies develop a complete monetary plan that outlines a roadmap to realize their monetary objectives. Our monetary planners may help members create a finances, save for retirement, pay for faculty, and plan for main life occasions.
By providing tailor-made options and customized steerage, FCCU empowers people and companies to take management of their monetary lives and obtain their monetary aspirations.
Unwavering dedication to member satisfaction
At Florida Commerce Credit score Union (FCCU), member satisfaction is our high precedence. We’re dedicated to offering our members with distinctive service, customized consideration, and revolutionary options that meet their distinctive wants.
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Pleasant and educated employees:
FCCU’s workforce of pleasant and educated employees is devoted to offering our members with the best degree of service. Our employees is at all times prepared to go the additional mile to assist members with their monetary wants and reply their questions.
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Quick and environment friendly service:
We perceive that your time is effective. That is why we try to supply quick and environment friendly service. Our streamlined processes and use of know-how enable us to shortly and conveniently meet the wants of our members.
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Member suggestions:
We worth our members’ suggestions and use it to constantly enhance our merchandise, providers, and processes. We recurrently conduct surveys and solicit suggestions from our members to make sure that we’re assembly their expectations and exceeding their wants.
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Member rewards and advantages:
FCCU gives a wide range of member rewards and advantages to point out our appreciation for our members’ loyalty. These rewards and advantages embrace unique reductions, cashback gives, and entry to particular occasions and promotions.
Our unwavering dedication to member satisfaction has earned us a repute for excellence and has made FCCU the credit score union of selection for therefore many Floridians. We’re dedicated to persevering with to supply our members with the distinctive service and customized consideration they deserve.
Native presence with handy places
At Florida Commerce Credit score Union (FCCU), we perceive the significance of comfort and accessibility for our members. That is why we now have a community of conveniently situated branches and ATMs all through Florida.
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Branches:
FCCU has over 20 branches situated in main cities and cities throughout Florida. Our branches supply a full vary of monetary providers, together with deposits, withdrawals, mortgage functions, and monetary recommendation. Our pleasant and educated employees is at all times prepared to help our members with their monetary wants.
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ATMs:
FCCU has a community of over 100 ATMs situated all through Florida. Our ATMs enable members to conveniently entry their money and make deposits and withdrawals 24 hours a day, 7 days per week. We additionally supply surcharge-free ATM entry at 1000’s of ATMs nationwide.
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On-line and cell banking:
For members preferring to financial institution from the consolation of their very own residence or on the go, FCCU gives a wide range of handy on-line and cell banking choices. Our on-line and cell banking platforms enable members to securely entry their accounts, switch funds, pay payments, and deposit checks remotely.
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24/7 customer support:
FCCU’s customer support workforce is offered 24 hours a day, 7 days per week to help our members with any questions or points they might have. Our customer support representatives are pleasant, educated, and at all times prepared to assist.
With our handy places, on-line and cell banking choices, and 24/7 customer support, FCCU makes banking simple and accessible for our members.
Group-focused initiatives
At Florida Commerce Credit score Union (FCCU), we imagine that we now have a accountability to present again to the communities we serve. We’re dedicated to creating a constructive impression within the lives of our members and the broader neighborhood by a wide range of community-focused initiatives.
One in all our key neighborhood initiatives is our monetary schooling program. We provide a wide range of monetary schooling workshops and webinars to assist people and households enhance their monetary literacy and make knowledgeable monetary selections. We additionally accomplice with colleges and neighborhood organizations to supply monetary schooling to college students and adults.
FCCU additionally actively helps native charities and non-profit organizations which can be making a distinction in our communities. We offer monetary assist, volunteer our time, and take part in neighborhood occasions to assist these organizations obtain their objectives.
As well as, FCCU has a protracted historical past of supporting reasonably priced housing initiatives. We provide a wide range of mortgage services and products to assist first-time homebuyers and low-income households obtain their dream of homeownership. We additionally accomplice with neighborhood organizations to supply monetary help and counseling to assist households keep away from foreclosures.
By means of these and different initiatives, FCCU is dedicated to creating a constructive impression within the communities we serve and serving to our members and neighbors thrive.
FCCU’s community-focused initiatives are a mirrored image of our values and our dedication to creating a distinction within the lives of our members and the broader neighborhood.
